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Monday 19 December 2016

add excitement to every working day

excitement-andrewcredit flying high
Let’s be honest, there are times in business when it’s all a bit of a grind; when every day feels like ground hog day. Add a crazy workload into the equation and life quickly becomes a blur. I would like to suggest a way to change this once and for all, and it’s kind of cool.
Image result for reframingreframing is to change the way we look at things to find the positive to drive us forward.

I suggest that you come up with a theme for every day – as in a theme for Monday, a theme for Tuesday and so on. You put this theme in your calendar and then you make it happen. This doesn’t mean your whole day is spent working on these themes. It simply means you are mindful of them and act accordingly in amongst your regular daily tasks.
What kind of themes I hear you ask? Well, they need to be positive themes. They need to be themes that get you excited and looking at your calendar with a smile rather than trepidation. As an example, this is how my 2017 days are going to look:
"As much as possible I’m only going to schedule the projects I like, the clients I like and the meetings I like on Mondays "

Just the jobs I love Mondays

Image result for feel good at work
As much as possible I’m only going to schedule the projects I like, the clients I like and the meetings I like on Mondays so I really look forward to the day when I look at my list of commitments on the calendar in the morning.

 this page https://goo.gl/du7Ut9



Change the world Tuesdays

Change the World
For me Tuesdays will be the day where I give back to others, acknowledge people who are making a difference, do my “give back” work, pay particular attention to making every interaction with other people meaningful and do everything I can to make the world a better place.

These are also the days where I will go out of my way to thank people and be appreciative and grateful for everything I have in my life.







Build my business Wednesdays

This is the day where I will be proactive about growing my business.

This means having more sales conversations, planning my products and services, talking to my existing customers about what they need and how I can better serve them – things like that.





Treat my body like a temple Thursdays



These are my health and vitality days where I will spend time really nurturing my body, eating well, exercising more than usual, doing some Yoga every hour and generally ending the day feeling fabulous and looking great!






Learn, grow and celebrate Fridays

Who doesn’t love Friday? When I make the time to learn new things, become better as a person, celebrate my successes over the past week and generally feel like I’m making progress – Fridays will become even more awesome.






The interesting thing about having theme days like this is that they soon become a habit, and you automatically start doing all of these things on a regular basis, not just on the assigned day. Then you can set new themes and they then become a habit after time, which of course means that we are constantly getting better, staying positive, growing and feeling like we moving forward.
Sometimes the simplest ideas can have the most profound effects.


Related article/s

 

Traptap: bluetooth to smartphone radar Detector  details

http://www.wabiz.org/a-z/t/trap-tap

 

 

 

 

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Tuesday 29 November 2016



Logo




We have been Steadfast shareholder member broker from the earliest days, now the organisation has evolved to be Australasia’s largest general insurance broker network .  The features for clients ARE Substantial, the benefits for employees ARE Significant and for the Industry it's Stability, an absolute Steadfast winner and we're on board!


Phill  "Lucky" Smith
Founding Director Phill Smith - Linkedin
Central Insurance Brokers, West Australia


Central Insurance Brokers
is a WA Biz Achiever Est: 1980 and
Steadfast shareholder member  

Protect your Assets with L.I.F.E. Managers at Central 
L.I.F.E.  Leadership, Integrity, Flexibility, Efficiency and without Flexibility, it's a L.I.E.



Small Business urged to take action on cyber cover



Image result for worried look

 It is time for action on cyber insurance, one expert has said, as risks continue to mount.

A recent global survey conducted by Zurich found that Australian SMEs are more aware than ever of the threat of cyber breach and Callum McMillan, national commercial manager for Financial Lines for Zurich in Australia, said small businesses can no longer afford to bury their heads in the sand.

“For SMEs, the time for thinking about cyber insurance protection is over, and it’s now time for action to be taken,” McMillan told Insurance Business.
“No longer can cyber risk be a business issue considered to be the responsibility of IT managers alone. The damage to reputation and the costs associated with the disruption to business are only increasing year on year.

“A number of global surveys have revealed that around 50-60% of companies, who lose data, will cease trading within six months.

Image result for risk management cyber security“This is an incredibly scary statistic, and one that highlights the severity of a cyber loss for any SME.”

Survey data revealed that, in Australia, the greatest concern related to cyber crime that can be mitigated was damage to reputation (31.5%). Theft of customer data or money came in second and third at 26.5% and 15% respectively, with business disruption ranked fourth having been mentioned by 14.5% of respondents.

Image result for risk management cyber
McMillan noted that while the cyber insurance market in Australia is “still very much in its infancy” brokers will play a key role in developing the market with the all-important SME client base.

“SMEs are an easy target for hackers, which is why we have seen a significant increase in the frequency of attacks against SME businesses,” McMillan continued.

 “As an insured’s trusted risk advisor, brokers play a critical role in raising awareness and prompting SMEs to take action in order to protect themselves.”

With SMEs making up approximately 97% of all businesses in Australia, according to Government statistics, McMillan noted that it is not only businesses which could be impacted by an attack.

“Many SMEs are financed through their owner’s equity which could mean funding from their family home or potentially funding from friends and family,” McMillan said.

“Therefore, there is a high probability that the owner of an SME business that does lose data could potentially lose both their livelihood and their home too.”





We have been Steadfast shareholder member broker from the earliest days, now the organisation has evolved to be Australasia’s largest general insurance broker network .  The features for clients ARE Substantial, the benefits for employees ARE Significant and for the Industry it's Stability, an absolute Steadfast winner and we're on board!


Phill  "Lucky" Smith
Founding Director Phill Smith - Linkedin
Central Insurance Brokers, West Australia


Central Insurance Brokers
is a WA Biz Achiever Est: 1980 and
Steadfast shareholder member  

Protect your Assets with L.I.F.E. Managers at Central 
L.I.F.E.  Leadership, Integrity, Flexibility, Efficiency and without Flexibility, it's a L.I.E.





Thursday 17 November 2016

A big jump for saving lives at Sea


A big jump for saving lives! 
 
The remote control bouy - yey for technology




We love good ideas and the crew at Central Insurance Brokers and pleased to share with our clients and friends www.centralins.com.au



Perth Insurance Broker Permantly banned missappropriation 250,000


judgement
ASIC has announced that a former insurance broker has been permanently banned from the financial services industry.

Sergio Amaranti, formerly of Phoenix Insurance Brokers, has been banned following an ASIC investigation which found he had directed more than $250,000 worth of client refunds to accounts held in his name.

 Extract ASIC Nov 2016

Perth-based Amaranti was employed as a director of Phoenix Insurance Brokers from January 2002 to February 2005, having worked as a senior insurance broker with the firm from 2000 to November 2015.

The investigation found that Amaranti had engaged in “misleading and deceptive conduct and dishonest conduct in relation to client funds” as he was the signatory of the trust account held by Phoenix and held an individual code and password to finalise transactions including client refunds.

Amaranti spread funds owed to clients as a result of refunds from policy cancellations, adjustments or negotiated discounts totalling approximately $254,000 between various personal accounts held in his name.

Amaranti has the right to appeal to the Administrative Appeals Tribunal for a review of ASIC's decision