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Tuesday, 28 February 2017

why you NEED VPN with Public WIFI

Why you need VPN with Public WIFI
mobilevpn




What' safest 

It’s best to play it safe when you’re out of the office using someone else’s Wi-Fi 

Mobile data has traditionally been rather expensive in network.

Australia so we’re in the habit of jumping onto free Wi-Fi networks wherever we find them—from cafes and shopping centres to sporting stadiums and airport lounges. These days mobile data costs have fallen and monthly download allowances are more generous, yet we still tend to use free public Wi-Fi when we’re out and about.



The trouble with using public Wi-Fi is that you don’t know who controls the network and whether they’re trying to eavesdrop on your online activities. In somewhere like an airport lounge, who is to say that the nearby “Public_WiFi” network isn’t really being generated by someone sitting at the next table, hoping that you’ll assume it’s a legitimate network?

Even if you are connecting to a legitimate Wi-Fi network in somewhere like a cafe, can you be sure that the network hasn’t been infiltrated by someone who is up to no good? The cafe owner might make a great latte, but what are their credentials when it comes to wireless network security? Would they even know if someone was lurking on the network, watching for passwords and other sensitive information?

If you can’t vouch for the integrity of a Wi-Fi network then it’s best to engage a virtual private network (VPN) to cloak your activities. A VPN creates an encrypted tunnel between your device—your computer, smartphone or tablet—and the VPN server. The VPN server then acts as your gateway to the internet.



The benefit of this is that no-one else on the Wi-Fi network can monitor what you’re doing online, not even the network operator. They might be able to tell that you’ve created a secure encrypted connection, but they can’t peer inside to see what you’re doing.

There are plenty of free and paid VPN providers to choose from, although you tend to get what you pay for in terms of speed and security so be wary of using a free service to protect important business data.





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Alternatively you might run your own VPN server in the office and let remote staff connect directly to that server. One advantage of this is that your people are making a secure connection all the way to the office, rather than just to a third-party VPN server in the cloud. Another advantage is that once connected to the office VPN, your people can access in-house servers and other systems that aren’t accessible across the open internet.



As mobile data networks become cheaper and faster there’s less and less reason to use public Wi-Fi hotspots, but if you do, it’s important to take sensible precautions to protect your privacy.





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Wednesday, 22 February 2017

2017 1st Half Steadfast results point to another Home Run



extract from Ins Biz mag
 

Steadfast has announced solid growth for the first half of 2017 with GWP placed by its brokers rising 13% to $2.5 billion.   
Underlying net profit after tax also rose 13%, to $30 million, while statutory net profit after tax dipped 4% due to lower non-trading gains.

The increase in GWP placed by Steadfast brokers was aided by the addition of five new brokers to the network and the first signs of pricing improvement in the key SME market.

“We are seeing the first signs of underwriters taking action to improve results and although early days, both the network and underwriting agencies benefited from a small degree of price improvement across our primarily SME customer base,” Robert Kelly, managing director and CEO of Steadfast, said.

Average policy price for Steadfast brokers rose by 1.7% compared to average prices in the second half of 2016.

Steadfast Underwriting Agencies announced $386 million GWP placed, up 2% compared with the first half of 2016.

Looking forward, the business reaffirmed its full year 2017 guidance of underlying net profit after tax of between $63 and $68 million.

Kelly noted that the business will continue to be on the look-out for the right acquisitions over the coming year. 

“There continues to be a pipeline of acquisition opportunities and we remain, as ever, disciplined in our acquisition criteria and due diligence process,” Kelly continued.



Recommended Steadfast member Broker in Perth WA Western Australia

 Call  93688999
























 

We have been a Steadfast shareholder member broker from the earliest days, now the organisation has evolved to be  Australasia’s largest general insurance broker network  
 The features for clients ARE Substantial, the benefits for employees ARE Significant and for the Industry it's Stability, an absolute Steadfast winner and we're on board!


Phill  "Lucky" Smith
Founding Director Phill Smith - Linkedin
Central Insurance Brokers, West Australia


Central Insurance Brokers
is a WA Biz Achiever Est: 1980 and
Steadfast shareholder member  
Protect your Assets with L.I.F.E. Managers at Central 
L.I.F.E.  Leadership, Integrity, Flexibility, Efficiency and without Flexibility, it's a L.I.E.



Monday, 19 December 2016

add excitement to every working day

excitement-andrewcredit flying high
Let’s be honest, there are times in business when it’s all a bit of a grind; when every day feels like ground hog day. Add a crazy workload into the equation and life quickly becomes a blur. I would like to suggest a way to change this once and for all, and it’s kind of cool.
Image result for reframingreframing is to change the way we look at things to find the positive to drive us forward.

I suggest that you come up with a theme for every day – as in a theme for Monday, a theme for Tuesday and so on. You put this theme in your calendar and then you make it happen. This doesn’t mean your whole day is spent working on these themes. It simply means you are mindful of them and act accordingly in amongst your regular daily tasks.
What kind of themes I hear you ask? Well, they need to be positive themes. They need to be themes that get you excited and looking at your calendar with a smile rather than trepidation. As an example, this is how my 2017 days are going to look:
"As much as possible I’m only going to schedule the projects I like, the clients I like and the meetings I like on Mondays "

Just the jobs I love Mondays

Image result for feel good at work
As much as possible I’m only going to schedule the projects I like, the clients I like and the meetings I like on Mondays so I really look forward to the day when I look at my list of commitments on the calendar in the morning.

 this page https://goo.gl/du7Ut9



Change the world Tuesdays

Change the World
For me Tuesdays will be the day where I give back to others, acknowledge people who are making a difference, do my “give back” work, pay particular attention to making every interaction with other people meaningful and do everything I can to make the world a better place.

These are also the days where I will go out of my way to thank people and be appreciative and grateful for everything I have in my life.







Build my business Wednesdays

This is the day where I will be proactive about growing my business.

This means having more sales conversations, planning my products and services, talking to my existing customers about what they need and how I can better serve them – things like that.





Treat my body like a temple Thursdays



These are my health and vitality days where I will spend time really nurturing my body, eating well, exercising more than usual, doing some Yoga every hour and generally ending the day feeling fabulous and looking great!






Learn, grow and celebrate Fridays

Who doesn’t love Friday? When I make the time to learn new things, become better as a person, celebrate my successes over the past week and generally feel like I’m making progress – Fridays will become even more awesome.






The interesting thing about having theme days like this is that they soon become a habit, and you automatically start doing all of these things on a regular basis, not just on the assigned day. Then you can set new themes and they then become a habit after time, which of course means that we are constantly getting better, staying positive, growing and feeling like we moving forward.
Sometimes the simplest ideas can have the most profound effects.


Related article/s

 

Traptap: bluetooth to smartphone radar Detector  details

http://www.wabiz.org/a-z/t/trap-tap

 

 

 

 

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Tuesday, 29 November 2016



Logo




We have been Steadfast shareholder member broker from the earliest days, now the organisation has evolved to be Australasia’s largest general insurance broker network .  The features for clients ARE Substantial, the benefits for employees ARE Significant and for the Industry it's Stability, an absolute Steadfast winner and we're on board!


Phill  "Lucky" Smith
Founding Director Phill Smith - Linkedin
Central Insurance Brokers, West Australia


Central Insurance Brokers
is a WA Biz Achiever Est: 1980 and
Steadfast shareholder member  

Protect your Assets with L.I.F.E. Managers at Central 
L.I.F.E.  Leadership, Integrity, Flexibility, Efficiency and without Flexibility, it's a L.I.E.



Small Business urged to take action on cyber cover



Image result for worried look

 It is time for action on cyber insurance, one expert has said, as risks continue to mount.

A recent global survey conducted by Zurich found that Australian SMEs are more aware than ever of the threat of cyber breach and Callum McMillan, national commercial manager for Financial Lines for Zurich in Australia, said small businesses can no longer afford to bury their heads in the sand.

“For SMEs, the time for thinking about cyber insurance protection is over, and it’s now time for action to be taken,” McMillan told Insurance Business.
“No longer can cyber risk be a business issue considered to be the responsibility of IT managers alone. The damage to reputation and the costs associated with the disruption to business are only increasing year on year.

“A number of global surveys have revealed that around 50-60% of companies, who lose data, will cease trading within six months.

Image result for risk management cyber security“This is an incredibly scary statistic, and one that highlights the severity of a cyber loss for any SME.”

Survey data revealed that, in Australia, the greatest concern related to cyber crime that can be mitigated was damage to reputation (31.5%). Theft of customer data or money came in second and third at 26.5% and 15% respectively, with business disruption ranked fourth having been mentioned by 14.5% of respondents.

Image result for risk management cyber
McMillan noted that while the cyber insurance market in Australia is “still very much in its infancy” brokers will play a key role in developing the market with the all-important SME client base.

“SMEs are an easy target for hackers, which is why we have seen a significant increase in the frequency of attacks against SME businesses,” McMillan continued.

 “As an insured’s trusted risk advisor, brokers play a critical role in raising awareness and prompting SMEs to take action in order to protect themselves.”

With SMEs making up approximately 97% of all businesses in Australia, according to Government statistics, McMillan noted that it is not only businesses which could be impacted by an attack.

“Many SMEs are financed through their owner’s equity which could mean funding from their family home or potentially funding from friends and family,” McMillan said.

“Therefore, there is a high probability that the owner of an SME business that does lose data could potentially lose both their livelihood and their home too.”





We have been Steadfast shareholder member broker from the earliest days, now the organisation has evolved to be Australasia’s largest general insurance broker network .  The features for clients ARE Substantial, the benefits for employees ARE Significant and for the Industry it's Stability, an absolute Steadfast winner and we're on board!


Phill  "Lucky" Smith
Founding Director Phill Smith - Linkedin
Central Insurance Brokers, West Australia


Central Insurance Brokers
is a WA Biz Achiever Est: 1980 and
Steadfast shareholder member  

Protect your Assets with L.I.F.E. Managers at Central 
L.I.F.E.  Leadership, Integrity, Flexibility, Efficiency and without Flexibility, it's a L.I.E.