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Tuesday, 20 January 2015

Host cover Insurance package

A B&B operator requires Insurance that meets the specific needs of a short term accommodation business. At Nepean Brokers, we’ve tailored a responsive B&B Insurance product that does just that and which is available Australia wide.

As brokers, we all know that circumstances within the same occupation can vary enormously and that Insurance can’t always be one size fits all. So we've put together a product for B&B’s that includes the following:

(Please Note: other covers relevant to a B&B may also be available, if there is something that is not on the list, please let us know)


  • Full Accidental Damage (Automatic cover)
  • Theft (following violent & forceful entry) - full sum insured
  • Personal Property
  • Glass Breakage (replacement value)
  • Loss of or Damage to Guests Property
  • Heritage Listed Properties
  • Malicious Damage by Guests

  • Theft by Guests
  • Landscaping Repairs (Fire Damage only)
  • Caf├ęs & Restaurants incidental to the B&B operation
  • Valuables Cover
  • Machinery Breakdown & Deterioration of Refrigerated goods


Loss of Business Income due to a Property Damage event can be a “business killer”.

Business Interruption is available as an optional cover under our B&B scheme.


The legal liability obligations of any business owner cannot be understated. It is imperative that Liability Insurance cover for B&B operators is correct, responsive and cognisant of exactly what they do.

As well as cover of short term accommodation, food and beverages the policy “can” be extended to include.

  • Weddings, Garden Parties & Hosted Functions
  • Property Owners Liability
  • Seminars
  • In-house Gymnasium and courtesy loans of vechiles to guests

If you’d like to know more about specialty B&B / Short Term Hostcover Insurance solutions could benefit your clients, please don’t hesitate to well regarded Insurance Broker Perth W.A. Central Insurance Brokers

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